Terms & Conditions

Keystone Finance Solutions

By accessing and using any part of Keystone’s website, you agree to be bound by the terms and conditions shown below. If you do not agree to the terms and conditions below, do not access the website. In this Agreement, “you” and “your” refer to persons who access Keystone’s website. “We”, “us” and “our” refer to Keystone Finance Inc. and the trade name Keystone Finance Solutions (hereinafter referred to as “Keystone”).

You represent and warrant that you meet the statutory legal age and are lawfully able to create binding legal obligations for any liability you may incur as a result of or in connection to such use. Products and services advertised on our website are subject to the applicable agreements governing them. Our website does not constitute an offer or solicitation by Keystone in any jurisdiction where such a solicitation cannot legally be made, or to any person to whom it is unlawful to make a solicitation. If you apply for a product or service offered by our website, you affirm that the information you have provided is true and complete, that you have not withheld any relevant and material information and you authorize us to verify the information given and obtain further information from credit bureaus and other credit grantors as reasonably required to support your application. The disclaimers, terms and conditions, and limitations in this section of our website are general in nature and shall be read in tandem with any other terms and conditions found elsewhere on the website.

Additional terms and conditions may apply to the products and services offered by our website and you agree to abide by such other terms and conditions. Terms and conditions shall be deemed severable so that in the event that any provision is determined to be unenforceable or invalid, such provision shall nevertheless be enforced to the fullest extent permitted by law, and such determination shall not affect the validity and enforceability of any other remaining provisions. Keystone will not be deemed to have waived the exercise of any right(s) hereunder unless such waiver is made in writing.

The contents of this site are not intended to provide any advice whether financial, accounting, tax, legal, real estate or otherwise.

Everything on our website is protected by intellectual property right and may not be used except with our written permission. Any such right that is not expressly licensed herein is reserved by us. Any unauthorized use of our website materials may violate Canadian law and is consequently prohibited. No content from our website may be posted to, or incorporated into, any other site without our express written consent.

Keystone reserves the right to change the contents of this website, including the privacy and legal terms at any time without prior notice or consent. Any changes become effective immediately and may be made without updating our website.

Reference to third parties' goods, services, information or opinions on our website are not specifically endorsements or approvals for all parties. Links from or to sites outside our website are meant for convenience only.

Keystone is not responsible for, and will not be liable to you or anyone else for any damages whatsoever arising out of or in connection with the use or inability to use our website.

Keystone is not responsible or liable for any loss or damages that result from personal or confidential material sent to Keystone, nor if Keystone transmits such information at your request, nor any action or decision made by you in connection with the use of this website. This includes linking to any other website which is at your sole risk and Keystone will not be responsible or liable for any damages in connection with linking.

Internet e-mail is not secure or confidential and is subject to potential interception, alteration, or loss. Keystone cannot assume any responsibility or liability for anyone else for any damages in connection with any e-mail communication between you and Keystone. Providing your email address to us is voluntary, and by providing same you authorize us to send you email confirmations related to your account servicing and/or collection purposes, and to send you information about products and services which you might find useful.

The website will be governed by and construed in accordance with the laws of the Province of Manitoba and the laws of Canada as applicable therein, without giving effect to any principles of conflicting laws. All disputes, actions, controversies or claims arising out of or in connection with this website shall be governed by and will be submitted to the exclusive jurisdiction of the Manitoba courts, and you defer to the exclusive jurisdiction of these courts.